This is a working business template for the marketplace build. Have a qualified attorney review final legal language before taking real payments from the public.
Digital Product Access
Because tips, videos, reports, and coordinates are digital content, purchases may become non-refundable once unlocked. We can still review refund requests for technical issues, duplicate purchases, fraud, or content that is materially different from its listing.
Refund Review
Buyers can submit a refund review from the purchase page. Admin can review the buyer note, seller, content, payout state, and transaction record before approving, denying, or partially approving a refund.
Subscriptions
For monthly subscriptions, the buyer pays for the calendar month they subscribe in and receives access to eligible reports dated within that month. Cancellation should stop future billing and future-period access once full Stripe billing is connected. Past subscription periods may be reviewed case by case.
Seller Payout Holds
Seller payouts may be held while a refund, dispute, abuse report, payment failure, or risk review is open.
Chargebacks
Payment disputes may lead to account restrictions while the transaction is investigated. Chargeback fees and reversals may affect seller payout records.